Franziska Koefer is a PhD candidate at the ETM department since 2020. She obtained a MSc in Political Economy and Emerging Markets at King's College London and a Double Degree B.A. in International Business Studies at Harz University of Applied Science, Germany and Otago Polytechnic Dunedin, New Zealand. Her dissertation for the MSc degree focused on the relationship between financial remittances and economic/social development as well as remittance receiving household spending behaviour, including the likelihood of entrepreneurial activity.


Since 2016 she also gained professional experience and interest in new technologies in the financial markets, such as AI- tools used in the FinTech industry. Her PhD is funded by the 2019 EIB University Research Sponsorship programme and collaborates with the Dutch microfinance company Qredits. Her research focuses on inclusive finance in Europe and innovative technologies. 

Expertises

  • Social Sciences

    • Microcredit
    • Artificial Intelligence
    • Finance
    • Dutch
    • Loans
    • Social Benefits
  • Economics, Econometrics and Finance

    • Benefits
    • Credit

Organisaties

Publicaties

2023

Open banking and inclusive finance in the European Union: perspectives from the Dutch stakeholder ecosystem (2023)Financial Innovation, 9(1). Article 111. Preziuso, M., Koefer, F. & Ehrenhard, M.https://doi.org/10.1186/s40854-023-00522-1Realising Fair Outcomes from Algorithm-Enabled Decision Systems: An Exploratory Case Study (2023)In Enterprise Applications, Markets and Services in the Finance Industry: 11th International Workshop, FinanceCom 2022, Twente, The Netherlands, August 23–24, 2022, Revised Selected Papers (pp. 52-67) (Lecture Notes in Business Information Processing; Vol. 467). Springer. Koefer, F., Lemken, I. & Pauls, J.https://doi.org/10.1007/978-3-031-31671-5_4Fairness in algorithmic decision systems: A microfinance perspective (2023)[Working paper › Working paper]. European Investment Fund. Koefer, F., Lemken, I. & Pauls, J.https://www.eif.org/news_centre/publications/EIF_Working_Paper_2023_88.htm

Onderzoeksprofielen

Vakken collegejaar 2025/2026

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Vakken collegejaar 2023/2024

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