Kabir, M. R., & Zubair, S. (2015). Trade credit as an alternative to bank credit during the financial crisis. -. Paper presented at 19th Annual European Conference of the Financial Management Association International (FMA) 2015, Venice, Italy.
Zubair, S. (2015). Effect of the financial crisis on investments and alternative financing sources of SMEs in the Netherlands Enschede: Universiteit Twente DOI: 10.3990/1.9789036540162
Zubair, S. (2013). Effects of financing on the investment of Dutch SMEs during the financial crisis. Paper presented at 16th IAMB Conference, Washington DC, United States.